Benefits

Einstein Healthcare Network offers a generous benefits program designed to give employees options and choices. This summary of benefits applies to employees who regularly work full-time 64 to 80 hours biweekly and part-time 40-63 hours bi-weekly. Eligible employees and their family members can take advantage of the many benefits listed here.

Medical Plans
With four plans to choose from, employees can select a variety of coverage options based on their needs. Our health plans offer additional cost savings when you receive healthcare within the Einstein Healthcare Network.

• Personal Choice PPO - Core
• Personal Choice PPO - Basic Option
• Personal Choice PPO - High Option
• Personal Choice HRA

Prescription Plan
Competitive co-pays on retail prescriptions, including generic, brand formulary and brand non-formulary drugs. By using the LiveWell Pharmacy, you not only save the most, but you also conveniently have access to:

• Use of payroll deduction
• Home-delivery option
• Refill your prescriptions quickly through your smartphone

Dental Coverage
Choose coverage from Delta Dental (full-time employees only) or Aetna DMO.

Vision Plan
Purchase vision coverage though Vision Benefits of America (VBA). The plan provides annual exams and eyewear through VBA's network of over 10,000 providers.

Life Insurance/Accidental Death and Dismemberment Insurance
Group term life insurance is provided for all full-time, benefits-eligible employees. You can purchase additional term life insurance from Reliance Standard for you, your spouse, domestic partner or children through payroll deduction.

Long-Term Disability
Continuing until retirement or recovery, this benefit pays 60 percent of base salary, with a maximum benefit of $6,000 per month for non-work related illnesses or injuries.

Short Term Disability
Purchase Short Term Disability benefits through payroll deduction. This voluntary benefit provides replacement income for up to 90 days if you are sick.

Healthcare/Dependent Care Reimbursement Accounts
Lower your tax burden. Use a reimbursement account to set aside pre-tax dollars for out-of-pocket medical costs. Or set up an account for expenses related to childcare or care of a dependent adult.

Retirement Savings Plan
On a pre- or post-tax basis, save up to the annual maximum allowable amount and invest in your 403(b) through Fidelity.

Group Legal Plan
This voluntary benefit provides legal services such as telephone consulting, for advice on buying a home or creating a will, as well as unexpected issues, like a dispute with a home contractor or a sudden illness for a low monthly fee paid through payroll deduction.

Identity Theft Plan
Privacy Armor Plus by Info Armor detects fraud at the source (when thieves first use your information to apply for accounts) to catch misuse sooner and minimize damages to provide complete identity monitoring. PrivacyArmor also includes tri-bureau credit monitoring, an annual credit report and monthly credit scores.

Carebridge
Our Employee Assistance Provider provides you and your family with free, confidential counseling and is available 24/7/365. Professional counselors can help you deal with such concerns as job pressures, family and relationship worries, parenting issues, death of a loved one, financial or legal troubles, drug or alcohol problems or other concerns. Carebridge is also a valuable resource and referral service that addresses such issues as childcare and eldercare resources, personal financial management, parenting, school options for your children, relocation, college planning, time and stress management, adoption guidance and more.

Credit Union
Loans, savings and checking accounts, holiday and vacation clubs and more are available through Credit Unions we partner with.

Direct Deposit
Have your biweekly paycheck automatically deposited into up to five checking or savings accounts.

Paid Time Off
PTO and sick time is accrued per pay period depending on position and length of service.

Professional Growth
Take advantage of our tuition assistance plan for undergraduate and graduate programs as well as onsite college education and accelerated programs.

College Tuition Benefit
As an employee of Einstein, the College Tuition Benefit provides you with points that can translate into tuition dollars at a variety of private colleges for your child, grandchild, niece or nephew, as long as you register him/her before completion of 10th grade.

Pre-Tax Commuter Benefits
RideECO Select lets you save money on your bus, train, and vanpool expenses. The program provides convenient home delivery of RideECO vouchers, SEPTA products or Stored Value Card and easy online enrollment and benefit management.

Livewell Employee Wellbeing
LiveWell is our employee wellbeing program that provides employees and their dependents with comprehensive health and wellbeing support. Our programs help our plan members to live a healthier lifestyle, and prevent and better manage common and costly chronic conditions. Some of the programs include: seasonal farm shares, mindfulness, financial wellbeing, smoking cessation programs, gym discounts and, wellness challenges.